In respect of travel medical insurance, international travelers should be aware that overseas often only available medical care in private medical centers and that this can be very expensive.
In places where good quality medical care is not readily available, travelers need to be repatriated in case of accident or illness.
Where the journey we must consider:
- Request information about possible reciprocal health care matters between the country of residence and country of destination.
- To review the terms of insurance or to contact the medical insurance company to determine the coverage for travel assistance.
- Hiring a special travel insurance for those destinations where health risks are important and the medical care is expensive or not readily available. This travel health insurance should include coverage for changes of itinerary, emergency repatriation for health reasons, hospitalization, and medical assistance in case of illness or accident.
Normally agents or tour operators provide information on medical insurance for travelers. It should be noted that some countries now require proof that you have adequate health insurance as a condition for entry.
Travelers should know the procedures they must follow to obtain assistance and reimbursement. To be carried in hand luggage a copy of the certificate of insurance or travel insurance and contact details along with other travel documents.
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